OUT-OF-WORKFORCE-INDIVIDUAL are individuals who have worked for a substantial number of years providing unpaid household services for family members and are not currently gainfully employed.  This term includes those who are unemployed or underemployed and individuals who have had or would have difficulty in securing employment.

This group also includes those individuals who:

1. have been dependent on the income of another household member but are no longer supported by such income; or
2. have been dependent on public assistance but are no longer eligible for such assistance or may have been terminated from such assistance; or
3. parents of a minor child who is supported by public assistance or child support but are within two years of termination from such support.